Longevity bond — Longevity Bonds and Longevity Annuities are financial instruments or a form of insurance that bet against outliving ones savings through mortality rates. These longevity products enable clients to use a small portion of current savings to buy… … Wikipedia
Longevity Derivatives — A class of securities that provides a hedge against parties that are exposed to longevity risks through their businesses, such as pension plan managers and insurers. These types of derivatives are designed to have increasingly high payouts as a… … Investment dictionary
Survivor Bond — A type of bond whose future coupons are based on the percentage of a stated population group who are still alive the survivors, in other words on the future coupon payment dates. As mortality increases and survivors of the group decrease over… … Investment dictionary
Life insurance — The foundation of life insurance is the recognition of the value of a human life and the possibility of indemnification for the loss of that value. F. C. Oviatt, Economic place of insurance and its relation to society[1] Life insurance is a… … Wikipedia
Mortality drag — is a term used, in reference to lifetime annuities, to describe a negative impact that is experienced when an annuity purchase is delayed on a fund from which regular withdrawals are being taken by an individual. It is the increasing risk of… … Wikipedia
Life settlement — A life settlement is a financial transaction in which a life insurance policy owner possessing an unneeded or unwanted life insurance policy sells the policy (at fair market value) to a third party for more than the cash surrender value offered… … Wikipedia
Lifetime Payout Annuity — A type of insurance product that pays out a portion of the underlying portfolio of assets over the life of the investor. A lifetime payout annuity can provide fixed or variable payments. In a fixed payout scheme, the investor receives a fixed… … Investment dictionary
Alcoholic beverage — A row of alcoholic beverages – in this case, spirits – in a bar. An alcoholic beverage is a drink containing ethanol, commonly known as alcohol. Alcoholic beverages are divided into three general classes: beers, wines, and spirits. They … Wikipedia
Calorie restriction — Calorie restriction, or caloric restriction (CR), aims to improve health and slow the aging process by limiting dietary energy intake. Calorie restriction is a common measure, found in several dietary regimens, including the Okinawa diet [The… … Wikipedia
Menopause — Change of Life redirects here. For the Eureka Seven episode, see Change of Life (Eureka Seven). For the Goodies episode, see Change of Life (The Goodies). Menopause Classification and external resources ICD 10 N95.0 ICD 9 … Wikipedia
